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Home loans
Whether it's your primary residence, a holiday home or an investment property, we offer home loans to help make your dream a reality.
Let us help you structure your lending portfolio efficiently
Your portfolio
Build or consolidate your property portfolio with flexible, competitive financing tailored to your cashflow.
Local and international
Let us help you buy abroad with specialist support for cross-border considerations and offshore lending.
Holiday homes
Finance your holiday home in a way that balances lifestyle and financial sense.
Why finance your property with Private Wealth
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Flexible financing solutions tailored to you.
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Get up to 50% off bond registration costs when you switch or secure new financing.
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Loan repayment terms of up to 30 years or until you turn 75, whichever comes first.
Our home loan offering
Custom loan terms
Choose from multiple loan lengths, like up to 30 years (360 months) or until your 75th birthday, whichever comes first.
Flexible repayment options
Choose between regular payments and fixed repayments with a lump sum.
Access loan funds
Go beyond buying. Whether you're renovating or building from the ground up, financing options are available for all property needs.
Use our calculators
Home loan calculator
Calculate the loan amount you qualify for and estimate your monthly instalment.
Use the calculatorAmortisation calculator
Understand how payments, terms and interest rates affect the total cost of your loan.
Use the calculator