Integrated into your overall banking experience

Lending is incorporated into a complete financial, lending and transactional solution designed around your preferences and the overall structure of your financial affairs. Your banker works with lending specialists and other experts to ensure your borrowing strategy aligns with your broader wealth plan.

Tailored facilities

Every facility is structured around your unique circumstances, with customised terms that support both immediate needs and long-term financial objectives.

Preferential rates

Access to competitive, preferential pricing based on the strength of your financial profile and your broader relationship with us.

Less paperwork

Your banker manages the process, reducing paperwork and making lending faster, simpler and more efficient.

Explore our range of lending solutions

Home loans

Long-term finance to buy, repair or build your dream home.

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Vehicle and asset finance

Flexible finance solutions for vehicles and assets, from cars and boats to aircraft.

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Short‑term facilities

Flexible, fast access to credit, including overdrafts, credit cards and bridging finance.

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Structured lending

Innovative and flexible solutions tailored to your individual requirements.

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Share trading collateralised lending facility

Release liquidity while maintaining market exposure with a loan facility based on the market value and composition of your share portfolio, including local and international stocks and unit trust holdings.

Access to a tailored lending facility is weighted against securities in your trading account that meet approved collateral criteria.

Qualifying criteria and terms and conditions apply. This product is subject to margin calls.