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Calculate how much your monthly instalment will be.
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Bond registration costs
Description
Bond registration cost
The fees you pay the bond registration attorneys for the service of registering your bond over the title deed of the property.
Deeds office fee
You pay this fee to the deeds office to cover the registration of the bond.
Property transfer cost
Description
Transfer costs
You pay this fee to the transferring attorneys to cover the costs of transferring the property into your name.
Deeds office fee
You pay this fee to the deeds office to cover the transfer of the property into your name.
Transfer duty
Transfer duty is a tax levied on the value of the property, and is payable to the South African Revenue Service (SARS). You don't pay transfer duty on properties of less than R1 210 000.
Bank initiation fee
Description
Bank initiation fee (including VAT)*
This is a fee the bank charges you to process your home loan application and it is prescribed by the National Credit Act.