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- Exclusive Funds | Nedbank Private Wealth
- Select Fund of Funds | Nedbank Private Wealth
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Your investment options
Achieving your wealth goals means investing in a way that works best for you. We provide local and international investment services, giving you access to long-term savings and investment opportunities, as well as shorter-term trading and cash management solutions.
Fixed deposit accounts
Fixed Deposit
Looking for a lump sum investment option with guaranteed returns? Choose Nedbank's Fixed Deposit Account.
Zero
6.25– 10.01 %
R1,000
End of term
Benefits
Guaranteed capital at a fixed interest rate
Competitive, market-related returns on your investment
Choose to invest for any period between 1 and 60 months
Electronic Fixed Deposit
Invest a lump sum over a fixed term of your choice and enjoy great gains. Available on our digital banking channels only.
Zero
6.40–10.24 %
R1,000
End of term
Benefits
Earn more interest as your money grows
Choose a fixed investment term of 1 to 60 months
Available online or on the Money app at a special interest rate
EasyAccess Deposit
Invest a lump sum of R25,000 or more for 12 months, with easy access to your money when you need it. Exclusively available at your nearest branch.
Zero
6.30–7.70 %
R25,000
Min 24 hours
Benefits
Enjoy guaranteed returns at a fixed interest rate
Make up to 2 withdrawals with no impact on your interest rate
The higher your balance, the more interest you’ll earn
OptimumPlus
Over 55? Secure your money with a once-off investment that offers you exclusive interest rates.
Zero
6.30–10.09 %
R1,000
End of term
Benefits
A risk-free capital investment with great earning potential
A fixed term of your choice between 1 and 60 months
Competitive, market-related interest rates
Electronic OptimumPlus
Over 55? Secure your money with a once-off investment that's guaranteed to grow. Exclusive online interest rates!
Zero
6.50–10.25 %
R1,000
End of term
Benefits
A fixed term of your choice between 1 and 60 months
Higher returns, depending on the size of your investment
Available online or on the Money app at a special interest rate
Tax-free Fixed Deposit
Invest from as little as R1,000 and pay zero tax on what you earn. Guaranteed.
Zero
7.30 – 7.70 %
R1,000
End of term
Benefits
Pay zero tax on your returns
Enjoy guaranteed growth on a fixed interest rate
Get 24/7 access to your account on our digital platforms
Platinum Fixed Deposit
Enjoy the returns of a fixed deposit account with easy access to your money when you need it.
Zero
6.50–10.25 %
R1,000
End of term
Benefits
Earn interest at a fixed rate over a term of 1 to 60 months
Easy access to your money within a minimum of 24 hours
Up to 3 withdrawals during your investment period
Notice deposit accounts
JustInvest
Earn up to 7.35% interest for the first three months when you open, switch to or reinvest in a JustInvest account between now and 31 January 2026.
Zero
5.55 – 7.35 %
R500
Min 24 hours
Benefits
Earn interest daily on your invested capital
Enjoy easy access to your funds within a minimum of 24 hours
Make additional deposits of R100 or more at any time
MoneyTrader
Invest in an account that offers you highly competitive rates that are linked to money market conditions.
Zero
6.70 %
R50,000
Min 24 hours
Benefits
A flexible, high-performance investment solution
Capitalised interest with quick access to your funds
Opportunity to win up to R50,000 a month through Greenbacks
32Day Notice
Get a higher interest rate on your investment when you open this 32 Day Notice account on the Money app. A secure way to manage and grow your money.
Zero
5.45-7.30 %
R250
32 days
Benefits
Access your funds easily by placing a 32-day notice of withdrawal
Earn higher interest rates when applying through our digital channles
For your convenience, you can top up your investment anytime to earn more
Electronic 32Day Notice
Open online and benefit from a higher interest rate with an electronic 32Day Notice investment account that gives you a secure way to manage and grow your money.
Zero
5.70–7.55 %
R250
32 days
Benefits
Earn higher interest rates as your money grows
You can access your funds easily with a 32-day notice
Enjoy the preferential rates of a digital-only account
Tax-free Savings
Save your money and enjoy the proceeds tax-free. No strings attached, no pain, all gains.
Zero
5.00– 6.75 %
R500
Min 24 hours
Benefits
Earn higher interest rates as your money grows
Access your money within a minimum of 24 hours
Save up to R36,000 a year and R500,000 over a lifetime, tax free
Platinum Invest
Earn up to 7.45% interest for the first three months with a Platinum Invest account! The promotion is valid until 31 January 2026. Small Business Services, Private Clients and Nedbank Private Wealth clients can take full advantage of this special promotional rate.
Zero
5.55 – 7.45 %
R500
Min 24 hours
Benefits
An increasing interest rate as your money grows
Access to your money within a minimum of 24 hours
The option to earn interest on your interest
Ready to join Nedbank Private Wealth
Manage your wealth from your phone
The Nedbank Private Wealth app gives you 24/7 secure access to all your wealth with us – in one place, from the convenience of your phone.
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