Secure the future of your business.

Starting and running a business can be risky, but it can also be fulfilling. It offers you the opportunity to pursue the things you are passionate about, and you can create jobs.

We acknowledge this and understand the bravery it takes to be an entrepreneur. That's why we are committed to:

• providing you with the right financial planning and risk-management strategies to help you finance and refinance your business;
• helping you stay in control of your cash flow and business banking with ease;
• helping you make cross-border payments; and
• mitigating risks to ensure the longevity of your business when the unexpected happens. 

Financial risks can arise from market volatility, unexpected expenses, or changes in regulations.

A comprehensive financial plan that considers your business's current and future financial needs is critical to a successful business and helps mitigate risks.

At Nedbank Private Wealth, we have a long track record of nearly 200 years. We also have a wealth of experience and breadth of skills to help you identify potential risks and create the strategies to mitigate them. With our advice we will help you make informed decisions about financing, structuring and growing your business, banking better and diversifying your risk with strategic investments to grow excess cash flow. 

It is often said that we need money to make money.

Whether you need conventional lending or specialised finance to start your business, fund growth initiatives, expand your business, buy new equipment or hire additional employees, with the most appropriate access to capital for different business needs, entrepreneurs can pursue growth opportunities without taking on undue financial risk.

We follow a client-focused, solution-based approach to your financing requirements.

Our highly experienced and qualified private bankers and lending specialists will help you meet all your short- and long-term financing needs. They will also provide personalised advice to structure unique deals. All transactions are evaluated on a deal-by-deal basis and credit decisions are personalised to your unique portfolio. 

Could you benefit from a consolidated loan facility secured by a range of securities?

We will collaborate with you to establish the most suitable combination of rate, loan term and repayment structures, subject to serviceability and security requirements. You can choose the legal entity for the facility that best suits the transaction and your financial circumstances. With today’s increasing requirement for development finance in mind, you can rest assured that our options are well governed and aligned with environmental and social responsibility metrics. 

We also offer insurance for business assets to protect you from uncertainty.

Is your business protected from the increase in natural disasters (like floods and droughts), crime and looting? What measures do you have in place to help protect your business continuity if something happens to a key person? Insuring your business assets and employees is as important as keeping it afloat. Businesses are different and have different needs. We offer specialist advice and solutions that we can tailor to your needs. From property to liability insurance, we also equip you with the necessary information about specific cover, exclusions and what to know and look out for so that when the unexpected happens, you aren’t more stressed about an uncertain payout. 

At Nedbank we also understand you need to plan for yourself too, if not first.

While your business benefits others, it must benefit you first. You can run a successful business only if you are physically, mentally and financially fit. Through estate planning, tax-efficient investing, retirement planning and strategic philanthropic giving, you can meet your personal financial plans and wealth management goals. This takes an integrated approach to you, your family and your business and employees. 

If you wish to one day transfer your business to a different owner, we have the know-how to help you with this transition.

Planning to sell your business, give it to a family member or retire means you must have a clear plan in place to ensure a smooth transition. Without a plan, the transition can be chaotic and disruptive, causing financial losses, family drama and legal disputes. Our experts can help you create a succession plan that outlines the steps to be taken in case of your retirement, disability, or death. 

Reach out to your wealth manager or financial adviser to find out how you can partner with us and keep your business afloat.

Want to know more?

• Contact your wealth banker.
• If you’re not a client yet and want to find out more about how we can help you, we would love to hear from you. You can contact us on 0800 111 263 or complete an online contact form.
• To read more about our advice for businesses, click here.