Why you should get expert insurance advice

 

We all benefit from the expertise of specialists when it comes to various aspects of our lives.


This is especially true when it comes to things that are more technical and involve industry jargon we do not necessarily understand. For example, when we are sick, we trust the doctor to give us the right diagnosis and treatment. When planning for our financial future, we speak to an advisor who has the expertise to consider the impact of variables like inflation and market performance on our long-term wealth. This is so we can have peace of mind about the future. And the same should apply when it comes to insurance. 

 

Getting expert advice on your insurance cover can help ensure you have the right cover at the right cost.


The purpose of insurance is to provide for unforeseen events in life, letting you minimise the impact of unplanned expenses that can empty your purse.

This is where an insurance expert can help you to:

  • find the most suitable insurance product(s) for your specific needs;
  • get quotes from different providers so that you can get the best deal, without having to go through the administrative hassles yourself;
  • ensure you have the right amount of cover based on your circumstances;
  • understand the detailed rules, terms and conditions of your insurance policy; and
  • follow the correct process when you need to claim.

 

With Nedbank Insurance you have access to the services of dedicated insurance experts.


These are risk advisors and consultants who are experts in the field of insurance and can advise you on both your personal and business insurance needs. They service clients as follows:

  • A risk consultant helps clients who earn between R750,000 and R2 million per year and provides advice over the phone and email.
  • A risk advisor deals with high-net-worth clients who earn more than R2 million per year and provides advice face-to-face, as well as over the phone and email.

 

A risk advisor or consultant can help guard you against the specific risks you could face.

  • Expert, personal advice 

Every business and individual faces different risks and has different insurance needs. Our advisors and consultants start with gaining a firm understanding of your circumstances and risk exposure, so they can propose a solution that is suitable for you.

  • Wide range of solutions 

Your risk advisor or consultant can advise you on a wide range of insurance solutions for:

  1. you personally, to protect your family and your personal assets; and
  2. your business, to protect your business interests and your employees.
  • The best possible solution for you

Through your risk advisor or consultant, you have access to multiple insurance service providers in South Africa. The advisor or consultant will focus on providing you with the best possible solution for your needs, whether it is from our range of MyCover personal insurance products or from other service providers. We will source and compare quotes on your behalf.

  • Extensive support 

In addition to working directly with your dedicated risk advisor or consultant, you will also have access to a country-wide support team for any insurance-related queries or requests you may have.

Contact us if you want to benefit from the advice of an insurance expert.

  • If you want to talk about your insurance needs, speak to your private banker, who can put you in touch with an insurance specialist.
  • If you're interested in what we can offer you, we would love to hear from you. You can contact us on 0800 111 263, or complete an online contact form.