A dream home is more than just property – it’s a foundation for family and future wealth. At Nedbank Private Wealth, we ensure your home loan is as unique as your financial journey.

What makes a Nedbank Private Wealth home loan different

We offer tailored home loans that cater to your specific needs. With competitive interest rates and flexible terms, we make homeownership accessible and beneficial considering your broader wealth goals.

With Nedbank Private Wealth, you can secure a home loan that provides you with flexible access to funds. Enjoy the flexibility of regular payments or fixed repayments with a lump sum, and access surplus money in your account whenever you need it. Whether you're buying or building from the ground up, we offer finance options tailored to meet all your property needs.

How to optimise your home financing

Optimising your home financing involves understanding mortgage interest rates, using home loan calculators, and seeking mortgage pre-approval. Our wealth bankers can help you navigate these aspects to secure the best possible terms.

Integrating property finance into your wealth plan

Your home loan is not just about ownership – it’s about wealth creation. Our approach integrates property financing with your broader wealth management plan, ensuring your assets work together to build a stronger financial future.

Benefits of up to prime -1.5%*

Enjoy one of the most competitive interest rates in the market with up to prime -1.5%*. This can significantly reduce your monthly repayments and overall loan cost, making your investment more profitable.

Custom terms and repayment structures explained

At Nedbank Private Wealth, we understand that every client's financial situation is unique. We offer custom terms and repayment structures tailored to match your lifestyle and cash flow. Whether you prefer the stability of fixed rates or the potential savings of variable rates, our flexible financing options are designed to suit your needs.

You can choose loan terms that fit your financial plans – up to 30 years or until your 75th birthday, whichever comes first. Additionally, you can make regular payments or opt for fixed repayments with a lump sum. This flexibility ensures that your home loan aligns perfectly with your financial goals and provides peace of mind, knowing your repayments are manageable and suited to your circumstances.

How covering bond registration costs saves you money

Nedbank Private Wealth covers up to 50% of bond registration costs, making the process of moving your bond simpler and more cost-effective. This can save you a substantial amount of money upfront.

Aligning property investment with financial goals

Connected Wealth™ aligns your property investment with your financial goals. Our property loan wealth bankers work with you to develop real estate investment strategies that complement your overall wealth plan.

Steps to secure your dream home with Nedbank Private Wealth

Securing your dream home with Nedbank Private Wealth involves several key steps:

• Starting with mortgage pre-approval to understand your budget.
• Exploring financing options with our wealth banker.
• Submitting a formal loan application and navigating the bond registration process with up to 50% of costs covered.
• Finally, we help you finalise the loan and provide ongoing support to manage your repayments effectively, ensuring a seamless journey to homeownership.

The role of home loans in wealth creation

Home loans play a crucial role in wealth creation by enabling you to invest in property, which appreciate over time. This investment can provide significant returns and contribute to your long-term financial stability.

Your path to homeownership

Your path to homeownership starts with understanding your financing options and aligning them with your financial goals. At Nedbank Private Wealth, we are committed to helping you achieve your dream of owning a home. Find out how you can finance your dream home today. Talk to a wealth banker. If it’s on your mind, it’s on ours.

* Risk profile dependent.